How to read this. Ranges assume two adults, a long-term rental, mostly local groceries, local transit, a private-care reserve, and modest travel. They exclude income tax, debt, children, and major medical needs. "Leverage" is our rule of thumb: strong means at least 25% of your income is left after the upper end of the budget, moderate means 10 to 24%, limited means less than that, and negative means you're below the low end.

Euros converted at the ECB reference rate of €1 = $1.1298 on October 1, 2026, rounded to the nearest $10. Sources: Sovereign Sundays research and Numbeo national cost data. Last verified October 1, 2026.

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